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Revenue-based finance for healthcare & medical

Revenue-based finance advances your business £10,000 to £1 million, repaid as an agreed percentage of your card and online takings, so you pay more in busy weeks and less in quiet ones. Practice owners use Rook Bristol revenue-based finance to buy imaging, diagnostic or dental equipment or refurbish surgeries to CQC standards, with flexible; ends when the agreed amount is repaid and decision within 24 hours; funds within 48 hours of signing.

Apply nowAbout revenue-based finance
Check your eligibilityStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your finance manager.

£10K£1M
How long have you been trading?
What's your average monthly turnover?

Total money coming into your business account in a typical month.

What type of business is it?
Where should we reach you?

We'll use this only for your application.

Revenue-based finance for practice owners
Amount£10,000 – £1,000,000
TermFlexible; ends when the agreed amount is repaid
SpeedDecision within 24 hours; funds within 48 hours of signing
PaymentsA fixed percentage of card and online takings
Best forHospitality, retail and ecommerce businesses with regular card or online sales

Common uses in healthcare & medical

  • Buy imaging, diagnostic or dental equipment
  • Refurbish surgeries to CQC standards
  • Bridge NHS and insurer payments
  • Recruit and onboard a new clinician
  • Acquire or open another practice

Why practice owners choose revenue-based finance

NHS and insurers pay on their schedule

NHS contract payments, private medical insurers and local authority care fees follow their own timetables. Invoice finance and revolving credit bridge the wait.

Clinical equipment is expensive

Dental chairs, imaging, lasers and diagnostic systems can be spread over their working life with asset finance.

Regulation shapes spending

CQC standards and infection-control requirements can mean refurbishment on a timetable you don't set.

New clinicians take time to pay back

Adding an associate or practitioner pays off, but only after months of ramp-up.

How does revenue-based finance work?

  1. 1

    Apply online and connect your card terminal, payment provider or ecommerce platform data, plus your business bank account through Open Banking.

  2. 2

    We look at your recent takings to agree an advance and a single, fixed total repayable, shown in pounds before you sign.

  3. 3

    Receive the funds in your business bank account, typically within 48 hours of signing.

  4. 4

    An agreed share of each day's card or online takings goes towards repayment until the total is cleared. No takings, no repayment that day.

What do I need to qualify?

  • 6 months trading
  • £10K+ in monthly turnover
  • A UK-registered business
Check my options

Other funding for practice owners

Questions, answered

Something else on your mind? Ask the team.

Can practice owners qualify for revenue-based finance?
Many can. We typically look for a UK-registered business, 6 months trading and £10K+ in monthly turnover. We review healthcare & medical businesses with the sector's cash-flow patterns in mind. All finance is subject to status.
What is revenue-based finance?
It is funding repaid as a fixed percentage of your future card or online takings rather than a fixed monthly instalment. You receive a lump sum and repay an agreed total, which is collected gradually as you trade.
Is it the same as a merchant cash advance?
It works on a similar principle. Repayments are linked to card or online sales, but the total you repay is fixed and agreed before you sign, and you'll see it set out in pounds.
Do you finance clinical and dental equipment?
Yes. Asset finance covers new and used clinical equipment, from dental chairs and CBCT scanners to aesthetics lasers and diagnostics.

Want to partner with us?

Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.

Apply nowContact our team