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Manufacturing & distribution finance

Manufacturing and distribution finance funds machinery, raw materials and the gap created by long customer payment terms. Rook Bristol provides asset finance for plant and equipment, invoice finance against your sales ledger and business loans for expansion, from £10,000 to £1 million.

Keep the line running and the orders moving

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Check your eligibilityStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your finance manager.

£10K£1M
How long have you been trading?
What's your average monthly turnover?

Total money coming into your business account in a typical month.

What type of business is it?
Where should we reach you?

We'll use this only for your application.

What makes funding manufacturers and distributors different?

Materials are paid for before products ship

Raw materials and components are bought weeks before an order is invoiced. Revolving credit covers that production cycle.

Customers pay on 60 to 90 days

Invoice finance releases most of an invoice's value within days of issuing it, rather than waiting on long payment terms.

Machinery drives capacity

A new CNC machine or packing line can be spread over its working life with hire purchase or leasing.

Growth needs working capital

Winning a larger contract means more materials, more shifts and more cash out before payment comes in.

The funding manufacturers and distributors use most

What manufacturers and distributors fund with us

  • Buy or upgrade CNC, fabrication or packing machinery
  • Finance forklifts and delivery vehicles
  • Fund raw materials for a large order
  • Release cash from unpaid invoices
  • Expand into a larger unit

What do I need to qualify?

  • 6 months trading
  • £10K+ in monthly turnover
  • A UK-registered business
Check my options

Manufacturing & distribution finance questions

Something else on your mind? Ask the team.

Can I finance used machinery?
Yes. Asset finance covers new and used machinery from dealers, manufacturers and auctions, subject to valuation.
Is invoice finance suitable for distributors?
It often suits distributors well, because sales are to business customers on credit terms. The facility grows as your invoiced sales grow.
Can I refinance machinery I already own?
In some cases, yes. Refinancing owned equipment can release cash back into the business. Ask your finance team whether your assets qualify.

Finance built for manufacturers and distributors.

Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.

Apply nowContact our team