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Healthcare & medical finance

Healthcare finance covers clinical equipment, premises improvements and the cash-flow gap created by NHS contract and insurer payment cycles. Rook Bristol funds UK clinics, dental and GP practices, care providers and pharmacies with asset finance, invoice finance and business loans from £10,000 to £1 million.

Run the practice while payments catch up

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Check your eligibilityStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your finance manager.

£10K£1M
How long have you been trading?
What's your average monthly turnover?

Total money coming into your business account in a typical month.

What type of business is it?
Where should we reach you?

We'll use this only for your application.

What makes funding practice owners different?

NHS and insurers pay on their schedule

NHS contract payments, private medical insurers and local authority care fees follow their own timetables. Invoice finance and revolving credit bridge the wait.

Clinical equipment is expensive

Dental chairs, imaging, lasers and diagnostic systems can be spread over their working life with asset finance.

Regulation shapes spending

CQC standards and infection-control requirements can mean refurbishment on a timetable you don't set.

New clinicians take time to pay back

Adding an associate or practitioner pays off, but only after months of ramp-up.

The funding practice owners use most

What practice owners fund with us

  • Buy imaging, diagnostic or dental equipment
  • Refurbish surgeries to CQC standards
  • Bridge NHS and insurer payments
  • Recruit and onboard a new clinician
  • Acquire or open another practice

What do I need to qualify?

  • 6 months trading
  • £10K+ in monthly turnover
  • A UK-registered business
Check my options

Healthcare & medical finance questions

Something else on your mind? Ask the team.

Do you finance clinical and dental equipment?
Yes. Asset finance covers new and used clinical equipment, from dental chairs and CBCT scanners to aesthetics lasers and diagnostics.
Can I raise finance against insurer or local authority invoices?
Invoice finance can release cash from invoices raised to private medical insurers, local authorities and other organisations, subject to review of your debtor book.
Do you fund care homes and domiciliary care providers?
Yes, subject to our usual criteria. Care providers often use invoice finance or revolving credit to manage the gap between paying staff and receiving local authority fees.

Finance built for practice owners.

Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.

Apply nowContact our team