Business loans for hotels, pubs & leisure
An unsecured business loan is a lump sum from £10,000 to £1 million, repaid in fixed monthly instalments over up to 60 months, with no property or assets taken as security. Hospitality operators use Rook Bristol business loans to refurbish bedrooms, bars or function spaces or fit out a beer garden or terrace, with 3 to 60 months and decision within 24 hours; funds within 48 hours of signing.
| Amount | £10,000 – £1,000,000 |
|---|---|
| Term | 3 to 60 months |
| Speed | Decision within 24 hours; funds within 48 hours of signing |
| Payments | Fixed monthly instalments |
| Best for | Expansion, refurbishment, hiring, stock and one-off investments |
Common uses in hotels, pubs & leisure
- Refurbish bedrooms, bars or function spaces
- Fit out a beer garden or terrace
- Buy cellar, kitchen or gym equipment
- Hire and train seasonal staff
- Cover costs through the off-season
Why hospitality operators choose an unsecured business loan
Trade is seasonal
A coastal hotel's August looks nothing like its February. Revenue-based finance repays more in peak weeks and less when it's quiet.
Refurbishment drives bookings
Tired rooms and dated bars show up in reviews. Refresh them before the season, not after.
Costs arrive before guests
Staff, stock and energy are paid for ahead of the summer or festive rush.
Tied and free-of-tie pubs both qualify
What matters to us is your trading performance, whichever pub model you run.
How does an unsecured business loan work?
- 1
Apply online in a few minutes with your Companies House number, turnover and what the funds are for. Checking eligibility won't affect your credit file.
- 2
Connect your business bank account through Open Banking so our decision engine can read real trading performance, not just a credit score.
- 3
Your UK finance team confirms an amount, term and total cost, set out in pounds, within 24 hours. Nothing is binding until you sign.
- 4
Sign electronically and the funds reach your business account, typically within 48 hours. Repay by Direct Debit on a fixed schedule.
What do I need to qualify?
- 6 months trading
- £10K+ in monthly turnover
- A UK-registered business
Other funding for hospitality operators
- Revenue-based financeRepayments that rise and fall with your card and online takings.£10,000 – £1,000,000 · Flexible; ends when the agreed amount is repaid
- Revolving credit facilityA reusable credit limit. Draw what you need, repay, and draw again.£10,000 – £1,000,000 limit · Rolling facility, reviewed periodically
- Asset financeHire purchase and leasing for vehicles, machinery and equipment.£10,000 – £1,000,000 per asset or package · Up to 60 months, matched to the asset's working life
Questions, answered
Something else on your mind? Ask the team.
Can hospitality operators qualify for an unsecured business loan?
What is an unsecured business loan?
How much can my business borrow?
Can seasonal businesses get funding?
Want to partner with us?
Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.