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Invoice finance for hotels, pubs & leisure

Invoice finance releases most of the value of your unpaid invoices within days of raising them. Hospitality operators use Rook Bristol invoice finance to refurbish bedrooms, bars or function spaces or fit out a beer garden or terrace, with rolling facility and advances typically within 24 hours of submitting an invoice, once live.

Apply nowAbout invoice finance
Check your eligibilityStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your finance manager.

£10K£1M
How long have you been trading?
What's your average monthly turnover?

Total money coming into your business account in a typical month.

What type of business is it?
Where should we reach you?

We'll use this only for your application.

Invoice finance for hospitality operators
AmountFacility linked to your sales ledger
TermRolling facility
SpeedAdvances typically within 24 hours of submitting an invoice, once live
PaymentsSettled when your customer pays, less an agreed fee
Best forB2B firms on 30 to 90 day payment terms

Common uses in hotels, pubs & leisure

  • Refurbish bedrooms, bars or function spaces
  • Fit out a beer garden or terrace
  • Buy cellar, kitchen or gym equipment
  • Hire and train seasonal staff
  • Cover costs through the off-season

Why hospitality operators choose invoice finance

Trade is seasonal

A coastal hotel's August looks nothing like its February. Revenue-based finance repays more in peak weeks and less when it's quiet.

Refurbishment drives bookings

Tired rooms and dated bars show up in reviews. Refresh them before the season, not after.

Costs arrive before guests

Staff, stock and energy are paid for ahead of the summer or festive rush.

Tied and free-of-tie pubs both qualify

What matters to us is your trading performance, whichever pub model you run.

How does invoice finance work?

  1. 1

    Apply and share your aged debtors report. We assess the quality of your customers as much as your own business.

  2. 2

    Choose factoring, where we manage collections for you, or invoice discounting, where you keep control and customers need not know.

  3. 3

    Raise an invoice as normal and upload it. We advance an agreed percentage of its value, usually within 24 hours.

  4. 4

    When your customer pays, you receive the balance, minus a fee agreed at the outset.

What do I need to qualify?

  • 6 months trading
  • £10K+ in monthly turnover
  • A UK-registered business
Check my options

Other funding for hospitality operators

Questions, answered

Something else on your mind? Ask the team.

Can hospitality operators qualify for invoice finance?
Many can. We typically look for a UK-registered business, 6 months trading and £10K+ in monthly turnover. We review hotels, pubs & leisure businesses with the sector's cash-flow patterns in mind. All finance is subject to status.
What is invoice finance?
Invoice finance lets you borrow against money your customers owe you. You receive an advance on unpaid invoices, then the balance, less fees, once the customer pays.
What's the difference between factoring and invoice discounting?
With factoring, the finance provider manages your sales ledger and collects payment from your customers. With invoice discounting, you keep running credit control and collections yourself, and the arrangement can be confidential.
Can seasonal businesses get funding?
Yes. We look at your trading across the year, and revenue-based finance is designed so repayments follow your takings.

Want to partner with us?

Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.

Apply nowContact our team