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Revenue-based finance for hotels, pubs & leisure

Revenue-based finance advances your business £10,000 to £1 million, repaid as an agreed percentage of your card and online takings, so you pay more in busy weeks and less in quiet ones. Hospitality operators use Rook Bristol revenue-based finance to refurbish bedrooms, bars or function spaces or fit out a beer garden or terrace, with flexible; ends when the agreed amount is repaid and decision within 24 hours; funds within 48 hours of signing.

Apply nowAbout revenue-based finance
Check your eligibilityStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your finance manager.

£10K£1M
How long have you been trading?
What's your average monthly turnover?

Total money coming into your business account in a typical month.

What type of business is it?
Where should we reach you?

We'll use this only for your application.

Revenue-based finance for hospitality operators
Amount£10,000 – £1,000,000
TermFlexible; ends when the agreed amount is repaid
SpeedDecision within 24 hours; funds within 48 hours of signing
PaymentsA fixed percentage of card and online takings
Best forHospitality, retail and ecommerce businesses with regular card or online sales

Common uses in hotels, pubs & leisure

  • Refurbish bedrooms, bars or function spaces
  • Fit out a beer garden or terrace
  • Buy cellar, kitchen or gym equipment
  • Hire and train seasonal staff
  • Cover costs through the off-season

Why hospitality operators choose revenue-based finance

Trade is seasonal

A coastal hotel's August looks nothing like its February. Revenue-based finance repays more in peak weeks and less when it's quiet.

Refurbishment drives bookings

Tired rooms and dated bars show up in reviews. Refresh them before the season, not after.

Costs arrive before guests

Staff, stock and energy are paid for ahead of the summer or festive rush.

Tied and free-of-tie pubs both qualify

What matters to us is your trading performance, whichever pub model you run.

How does revenue-based finance work?

  1. 1

    Apply online and connect your card terminal, payment provider or ecommerce platform data, plus your business bank account through Open Banking.

  2. 2

    We look at your recent takings to agree an advance and a single, fixed total repayable, shown in pounds before you sign.

  3. 3

    Receive the funds in your business bank account, typically within 48 hours of signing.

  4. 4

    An agreed share of each day's card or online takings goes towards repayment until the total is cleared. No takings, no repayment that day.

What do I need to qualify?

  • 6 months trading
  • £10K+ in monthly turnover
  • A UK-registered business
Check my options

Other funding for hospitality operators

Questions, answered

Something else on your mind? Ask the team.

Can hospitality operators qualify for revenue-based finance?
Many can. We typically look for a UK-registered business, 6 months trading and £10K+ in monthly turnover. We review hotels, pubs & leisure businesses with the sector's cash-flow patterns in mind. All finance is subject to status.
What is revenue-based finance?
It is funding repaid as a fixed percentage of your future card or online takings rather than a fixed monthly instalment. You receive a lump sum and repay an agreed total, which is collected gradually as you trade.
Is it the same as a merchant cash advance?
It works on a similar principle. Repayments are linked to card or online sales, but the total you repay is fixed and agreed before you sign, and you'll see it set out in pounds.
Can seasonal businesses get funding?
Yes. We look at your trading across the year, and revenue-based finance is designed so repayments follow your takings.

Want to partner with us?

Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.

Apply nowContact our team