Revenue-based finance for manufacturing & distribution
Revenue-based finance advances your business £10,000 to £1 million, repaid as an agreed percentage of your card and online takings, so you pay more in busy weeks and less in quiet ones. Manufacturers and distributors use Rook Bristol revenue-based finance to buy or upgrade CNC, fabrication or packing machinery or finance forklifts and delivery vehicles, with flexible; ends when the agreed amount is repaid and decision within 24 hours; funds within 48 hours of signing.
| Amount | £10,000 – £1,000,000 |
|---|---|
| Term | Flexible; ends when the agreed amount is repaid |
| Speed | Decision within 24 hours; funds within 48 hours of signing |
| Payments | A fixed percentage of card and online takings |
| Best for | Hospitality, retail and ecommerce businesses with regular card or online sales |
Common uses in manufacturing & distribution
- Buy or upgrade CNC, fabrication or packing machinery
- Finance forklifts and delivery vehicles
- Fund raw materials for a large order
- Release cash from unpaid invoices
- Expand into a larger unit
Why manufacturers and distributors choose revenue-based finance
Materials are paid for before products ship
Raw materials and components are bought weeks before an order is invoiced. Revolving credit covers that production cycle.
Customers pay on 60 to 90 days
Invoice finance releases most of an invoice's value within days of issuing it, rather than waiting on long payment terms.
Machinery drives capacity
A new CNC machine or packing line can be spread over its working life with hire purchase or leasing.
Growth needs working capital
Winning a larger contract means more materials, more shifts and more cash out before payment comes in.
How does revenue-based finance work?
- 1
Apply online and connect your card terminal, payment provider or ecommerce platform data, plus your business bank account through Open Banking.
- 2
We look at your recent takings to agree an advance and a single, fixed total repayable, shown in pounds before you sign.
- 3
Receive the funds in your business bank account, typically within 48 hours of signing.
- 4
An agreed share of each day's card or online takings goes towards repayment until the total is cleared. No takings, no repayment that day.
What do I need to qualify?
- 6 months trading
- £10K+ in monthly turnover
- A UK-registered business
Other funding for manufacturers and distributors
- Asset financeHire purchase and leasing for vehicles, machinery and equipment.£10,000 – £1,000,000 per asset or package · Up to 60 months, matched to the asset's working life
- Invoice financeRelease cash tied up in unpaid invoices through factoring or discounting.Facility linked to your sales ledger · Rolling facility
- Business loans£10,000 to £1 million, repaid in fixed instalments over up to 60 months.£10,000 – £1,000,000 · 3 to 60 months
Questions, answered
Something else on your mind? Ask the team.
Can manufacturers and distributors qualify for revenue-based finance?
What is revenue-based finance?
Is it the same as a merchant cash advance?
Can I finance used machinery?
Want to partner with us?
Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.